Prospectus Supplement (Sales Report) No. 21 dated March 10, 2009 to Prospectus dated October 13, 2008 Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827

LendingClub Corporation

Member Payment Dependent Notes

                This Prospectus Supplement supplements the prospectus dated October 13, 2008 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

                We have sold the following Notes:

Member Payment Dependent Notes Series 355745

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
355745	$17,000	$17,000	12.21%	1.00%	February 27, 2009	March 9, 2012	March 9, 2013	$7,700

                This series of Notes was issued upon closing and funding of member loan 355745. Member loan 355745 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$6,667 / month
Current employer:	Accurate Tool co.	Debt-to-income ratio:	7.93%
Length of employment:	12 years	Location:	Coatesville, PA
Home town:
Current & past employers:	Accurate Tool co., Wamac Industries
Education:	Delaware County Community College

This borrower member posted the following loan description, which has not been verified:

I am a Real estate investor in Pa. I need down payment money for a hard money loan to purchase, rehab and then refinance for long term cashflow

A credit bureau reported the following information about this borrower member on September 8, 2008:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	09/1991	Delinquent Amount:	$0.00
Open Credit Lines:	12	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	22	Months Since Last Delinquency:	24
Revolving Credit Balance:	$15,146.00	Public Records On File:	0
Revolving Line Utilization:	27.20%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	1

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
why are you investing in real estate when the prices continue to fall?	Thanks for the question. The Real estate that I will purchase will cashflow at todays prices ( I will make enough money from monthly rental to cover all expenses and provide income). This is a long term investment that will eventually pay itself off if I don't sell it.
Have you done any other real estate investing in the past? How recently? Did it involve a rehab?	Yes, I have a property that I completely rehabbed in 2007 (new kitchen, bath, paint, carpet etc.) and now rent out.
1. What do you do at Accurate Tool Company? 2. Does you stated monthly income of 6667 include the gross rental income, or is it your earnings at Accurate?	I am a Supervisor at Accurate Tool co. We are a Medium size Manufacturing facility. We make parts for Power Generation, aero space and other industry. We have remained very busy dispite the economy. The stated income does not include my Rental which provides about $200/month in positive cash flow.

Member Payment Dependent Notes Series 372736

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
372736	$6,000	$6,000	12.21%	1.00%	February 26, 2009	March 12, 2012	March 12, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 372736. Member loan 372736 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$3,333 / month
Current employer:	NISCAYAH	Debt-to-income ratio:	20.43%
Length of employment:	1 year	Location:	IRVING, TX
Home town:	GARLAND
Current & past employers:	NISCAYAH, LSI, THE GRAPHICS GROUP (SELF)
Education:	University of Phoenix-Online Campus

This borrower member posted the following loan description, which has not been verified:

I took a signature debt consolidation about a year ago with Citifinancial. I have 709 credit score and nothing past due, just had a lot of revolving debt. I pay everything on time - but want to get out from underneath this 26% interest loan. I pay $300 per month (my minimum payment is $288, no prepayment penalty) and some months make an extra payment just to try to get it paid off sooner.

A credit bureau reported the following information about this borrower member on February 26, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	11/1989	Delinquent Amount:	$0.00
Open Credit Lines:	15	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	23	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$12,694.00	Public Records On File:	0
Revolving Line Utilization:	63.80%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	3

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
can you please fax your employment/income info to lending club?	I have contacted Lending Club for fax information and contact person. Once I receive a response I will be happy to (company info & most recent paystub I assume will be sufficient)? Thanks for your interest!
Hi, (1) Are you current with all your debt payments? (2) Are you paying more than the minimums and, if so, how much? (3) How many of your credit card and other lines of credit accounts will you be closing? (4) Do you have a written & active monthly expense & savings cash flow plan (budget)? (5) Do you have at least a $1000 emergency fund in a savings account so you don?t have to rely on credit cards to cover unexpected expenses? (6) Does your monthly budget include at least $50 per month in savings to replenish the emergency fund after you use the fund for unexpected expenses? Thanks!	Hi, (1) yes, I am current with all payments and have never been late for over 8 years (2) yes, I have a Citibank MC (min payment $120, I usually pay $300), Wamu Visa (min payment is $114, normally pay $200) and a Wells Fargo (min $89 - pay $100) (3) I will not be closing any of my credit cards as this will affect my FICO score (older credit shows best), however when I pay off the Citifinancial loan I am replacing with this loan, I will not obtain any new loans with them or any other institution. I plan to use the extra $100 a month I will save on this loan to either pay towards this loan (keep my same $300 payment I have now) or pay towards my credit cards (4) yes, I keep an active budget and have since 2002 which I update weekly with my progress (5) I have $3000 in an emergency fund that has been there for over a year (6) My goal is to put $300 in savings each month, however all of my extra money has been going to try to get this Citifinancial debt paid off. Thank you for your interest!
thank you. one more thing, what are the 3 recent inquiries for?	Mortgages, testing the waters on interest rates. (Currently I pay $1,100 rent, but split with fiancee, we plan to purchase a home later this year). Thank you!
how much was the original loan from citifi	$10k
What is NISCAYAH, and what do you do there?	Niscayah provides security installations to large corporations worldwide (cameras, card readers, DVRs as well as service). They formed in Sweden, I work in a US branch. You can look them up on the web. I am their Office Manager.

Member Payment Dependent Notes Series 376010

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
376010	$5,000	$5,000	13.47%	1.00%	February 26, 2009	March 6, 2012	March 6, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 376010. Member loan 376010 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$6,833 / month
Current employer:	General Dynamics	Debt-to-income ratio:	15.20%
Length of employment:	1 year 1 month	Location:	New Bedford, MA
Home town:	Figueira da Foz
Current & past employers:	General Dynamics, Raytheon Corporation, Excell Switching
Education:	Bridgewater State College

This borrower member posted the following loan description, which has not been verified:

This loan will be used to pay off a loan that I have with high interest rate.

A credit bureau reported the following information about this borrower member on January 27, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	07/1994	Delinquent Amount:	$0.00
Open Credit Lines:	12	Delinquencies (Last 2 yrs):	1
Total Credit Lines:	19	Months Since Last Delinquency:	16
Revolving Credit Balance:	$28,637.00	Public Records On File:	0
Revolving Line Utilization:	63.30%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
What is the rate and minimum payment amount on the loan you want to pay off?	The interest rate is 24.99. The minimum payment is $137.00 for 7 years. I've been sending $150 all of the time, but hasn't made much difference.
what other debt do you have? It says you have $25K in revolving credit balance. thanks	I have two other credit cards with low APRs and a line of credit with High APR, which this loan will be used to pay off.

Member Payment Dependent Notes Series 378929

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
378929	$13,475	$13,475	15.68%	1.00%	February 26, 2009	March 9, 2012	March 9, 2013	$7,800

                This series of Notes was issued upon closing and funding of member loan 378929. Member loan 378929 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$3,290 / month
Current employer:	Panther II Transportation	Debt-to-income ratio:	18.08%
Length of employment:	9 years 11 months	Location:	Medina, OH
Home town:	Oklahoma City
Current & past employers:	Panther II Transportation, Glenbrook Hospital, Glenview IL
Education:	Lake Forest College, Lake Forest, IL, Casady School, Oklahoma City, OK

This borrower member posted the following loan description, which has not been verified:

One of my credit card companies Washington Mutual that I had been paying faithfully, on time, not going over my limit, with online bill pay, sent a notice with a statement a few months ago notifying me that if I did not opt out in writing by a certain date my interest rate would be raised. I did not see it this notice, therefore did not opt out. I just discovered that my interest rate went from 10.24% on $3,840.99 and 23.99 on $213.71 and 11.74% on $9,284.79 to 21.99% and 23.24% - from $122.00 finance charge a month to $241.56 a month. I really want to pay this credit card company off, and not pay them one more red cent in interest. My goal is to pay off all my debt and learn to live within my means and have a savings for emergencies. I owed $13,208.97 on this card before I made my last payment of 405.00.

A credit bureau reported the following information about this borrower member on February 12, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	10/1999	Delinquent Amount:	$0.00
Open Credit Lines:	4	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	6	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$18,688.00	Public Records On File:	1
Revolving Line Utilization:	92.10%	Months Since Last Record:	114
Inquiries in the Last 6 Months:	1

Member Payment Dependent Notes Series 379014

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379014	$5,000	$5,000	11.89%	1.00%	February 28, 2009	March 17, 2012	March 17, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 379014. Member loan 379014 was requested on March 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$4,666 / month
Current employer:	Pennsylvania Air National Guard	Debt-to-income ratio:	2.23%
Length of employment:	2 years 3 months	Location:	Middletown, PA
Home town:	Harrisburg
Current & past employers:	Pennsylvania Air National Guard, Exel Logistics
Education:	Shippensburg University of Pennsylvania, Millersville University of Pennsylvania, Harrisburg Area Community College-Harrisburg

This borrower member posted the following loan description, which has not been verified:

Having a garage built for storage, when deployed overseas with the military. Will be used to keep our vehicles out of the elements. Father and son, both inmilitary.

A credit bureau reported the following information about this borrower member on March 3, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	12/2002	Delinquent Amount:	$0.00
Open Credit Lines:	4	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	7	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$3,200.00	Public Records On File:	0
Revolving Line Utilization:	43.20%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	4

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
does it mean your loan will be reduced to the max 6% for deployed military folks?	I haven't looked into this factor yet, since I am only here at home station.
What are your responsibilities in the Guard? Do you have deployment papers now?	I fix planes. Have been deployed before, but not right now.
how much is your mortgage incl. taxes & insurance? How do you plan to repay when deployed? whats your rank? how many dependents do you have? if any. How many vehicles do you own?	I pay $300 a month rent. My father owns the house. I have no car payment, I own my car. I'm not deployed right now, and don't have papers.
How do you plan to repay when deployed?	If I have to deploy, I will have internet access whenever I want. If electronic payments are not available for some reason, I have someone assigned to take care of any paperwork

Member Payment Dependent Notes Series 379778

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379778	$7,500	$7,500	12.84%	1.00%	February 26, 2009	March 5, 2012	March 5, 2013	$5,175

                This series of Notes was issued upon closing and funding of member loan 379778. Member loan 379778 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$4,583 / month
Current employer:	Andrew Mitchell Holdings	Debt-to-income ratio:	8.92%
Length of employment:	7 years 6 months	Location:	jamestown, NY
Home town:	Dunkirk
Current & past employers:	Andrew Mitchell Holdings, Bath and Body Works
Education:

This borrower member posted the following loan description, which has not been verified:

Hi my name is Katie. I am currently working to expand my business in New York. Currently my business focus' on real estate development and management. Now don't get scared that the word real estate is involved. We are extremely conservative and I work in an area in Western New York. This area was never affected by the boom whether positively or negatively. We manage vacation rentals close to the ski resorts and we also own mixed use apartment buildings. I would like to expand the business and do better marketing and upgrade our equiptment. (servers etc) I would also like to hire a new employee. The SBA is a joke right now and conventional lenders are also.

A credit bureau reported the following information about this borrower member on February 18, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	01/2002	Delinquent Amount:	$0.00
Open Credit Lines:	10	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	18	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$4,590.00	Public Records On File:	0
Revolving Line Utilization:	17.70%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	1

Member Payment Dependent Notes Series 379811

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379811	$15,000	$15,000	16.63%	1.00%	February 26, 2009	March 7, 2012	March 7, 2013	$5,325

                This series of Notes was issued upon closing and funding of member loan 379811. Member loan 379811 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$6,462 / month
Current employer:	BlueCrossBlueShield	Debt-to-income ratio:	20.15%
Length of employment:	3 years	Location:	Maple Grove, MN
Home town:
Current & past employers:	BlueCrossBlueShield
Education:	Wichita State University

This borrower member posted the following loan description, which has not been verified:

To pay off high APR% Credit Cards. To become debt free.

A credit bureau reported the following information about this borrower member on February 21, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	06/1998	Delinquent Amount:	$0.00
Open Credit Lines:	6	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	9	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$36,123.00	Public Records On File:	0
Revolving Line Utilization:	98.40%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	3

Member Payment Dependent Notes Series 379896

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379896	$10,775	$10,775	15.37%	1.00%	February 28, 2009	March 11, 2012	March 11, 2013	$7,100

                This series of Notes was issued upon closing and funding of member loan 379896. Member loan 379896 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$1,733 / month
Current employer:	nassau inn	Debt-to-income ratio:	5.02%
Length of employment:	1 year	Location:	hopewell, NJ
Home town:	New Brunswick
Current & past employers:	nassau inn, chimney rock inn
Education:	Raritan Valley Community College

This borrower member posted the following loan description, which has not been verified:

Loan for used truck and materials to start landscaping business

A credit bureau reported the following information about this borrower member on February 20, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	11/2005	Delinquent Amount:	$0.00
Open Credit Lines:	5	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	6	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$1,889.00	Public Records On File:	0
Revolving Line Utilization:	43.90%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	2

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Are you planning to keep your regular job and do the landscaping on the side, or are you going to shift to full-time landscaping?	I'll keep my regular job for now to ensure stability, however, as business picks up, I plan to switch to landscaping full time. My husband, though, will be landscaping full time, as he has already built our client base.

Member Payment Dependent Notes Series 379902

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379902	$5,000	$5,000	12.53%	1.00%	February 26, 2009	March 4, 2012	March 4, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 379902. Member loan 379902 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$6,375 / month
Current employer:	Primary Color Inc.	Debt-to-income ratio:	23.29%
Length of employment:	4 years 4 months	Location:	Los Angeles, CA
Home town:	San Diego
Current & past employers:	Primary Color Inc., Paper Chase Printing
Education:	Fashion Institute of Design & Merchandising in Los Angeles (FIDM)

This borrower member posted the following loan description, which has not been verified:

consolidation of debt

A credit bureau reported the following information about this borrower member on February 18, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	09/1996	Delinquent Amount:	$0.00
Open Credit Lines:	8	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	27	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$40,752.00	Public Records On File:	0
Revolving Line Utilization:	89.50%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

Member Payment Dependent Notes Series 379903

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379903	$20,000	$20,000	13.16%	1.00%	February 26, 2009	March 7, 2012	March 7, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 379903. Member loan 379903 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$9,583 / month
Current employer:	Oberon Associates, A Stanley Company	Debt-to-income ratio:	9.52%
Length of employment:	3 years 1 month	Location:	Vail, AZ
Home town:	Ocala
Current & past employers:	Oberon Associates, A Stanley Company, US Army
Education:	Norwich University, The University of Texas at Austin

This borrower member posted the following loan description, which has not been verified:

Recently bought a home, and new appliances. Now looking to responsibly consolidate debt and improve cashflow by reducing interest payments and the total number of creditors.

A credit bureau reported the following information about this borrower member on February 18, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	07/1986	Delinquent Amount:	$0.00
Open Credit Lines:	13	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	24	Months Since Last Delinquency:	67
Revolving Credit Balance:	$22,424.00	Public Records On File:	0
Revolving Line Utilization:	34.40%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question

Answer

Hi, (1) Are you current on your debt payments? (2) Are you paying more than the minimums, if so how much more? (3) Do you have a written, active monthly expense and savings budget? (4) Do you have at least $1000 in an emergency fund in a savings account so you don't have to use credit cards to pay unexpected expenses? (5) Does your budget have at least $50/month is savings to replenish the emergency fund if you need to dip into it? Thanks!

1. We are current on our debt payments, but feel we are paying too much interest. 2. We pay more than the minimums, but the amount varies depending on the interest rates - we pay more principal on the higher interest cards to pay them down faster. 3. We do have a written budget - and we place a significant amount of our savings into retirement plans and insurance. 4. I place my National Guard Drill checks directly into a savings account (typically @$1,000/month). We maintain better than $2,000 in that account typically. 5. As noted in answer 4, my National Guard pay goes directly into savings. Verissimus

Member Payment Dependent Notes Series 379948

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
379948	$8,000	$8,000	14.42%	1.00%	February 26, 2009	March 5, 2012	March 5, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 379948. Member loan 379948 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$2,964 / month
Current employer:	Pioneer Nutritional	Debt-to-income ratio:	24.63%
Length of employment:	6 years 3 months	Location:	Shelburne Falls, MA
Home town:
Current & past employers:	Pioneer Nutritional, WGBH Educational Foundation
Education:	Skidmore College

This borrower member posted the following loan description, which has not been verified:

My request is really simple. This loan will consolidate a handful of debts I am already paying regularly without fail. This one loan payment will simply replace all the payments I am currently making on the debts I've chosen to include in this figure. (I have not included a couple as their rates are already great and I'm making fast progress there.) I just want to accelerate my overall pay-off progress a bit by shaving a few more percentage points off interest rates and having a fixed schedule for pay-off. I have done this a couple of times already with terrific success. Over the past several years, I have turned my financial life around penny by penny. I went from having a very low FICO, twice as much debt and several derogatory credit marks due to an isolated personal hardship, to cleaning up everything through perseverance, sacrifice and hard work. I am incredibly proud of myself and confident in my ability to become debt free in just a few more years! My partner is self-employed and work is slow right now. We are not in trouble yet, but I want to be proactive about "tightening up the ship" and not spending money where I don't have to. That includes high interest rates on debt. We are already limiting our spending to necessary items. Rest assured, I am very serious about fulfilling my obligations to lenders. Financial health is my #1 priority.

A credit bureau reported the following information about this borrower member on February 19, 2009:

Credit Score Range:	660-678	Accounts Now Delinquent:	0
Earliest Credit Line:	01/1993	Delinquent Amount:	$0.00
Open Credit Lines:	9	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	25	Months Since Last Delinquency:	58
Revolving Credit Balance:	$8,928.00	Public Records On File:	0
Revolving Line Utilization:	62.20%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	2

Member Payment Dependent Notes Series 380112

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380112	$5,000	$5,000	13.79%	1.00%	February 26, 2009	March 6, 2012	March 6, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 380112. Member loan 380112 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$2,083 / month
Current employer:	n/a	Debt-to-income ratio:	22.18%
Length of employment:	n/a	Location:	staten island, NY
Home town:	Brooklyn
Current & past employers:	community transportation
Education:

This borrower member posted the following loan description, which has not been verified:

needed to pay bills off

A credit bureau reported the following information about this borrower member on February 20, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	04/1997	Delinquent Amount:	$0.00
Open Credit Lines:	10	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	16	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$5,040.00	Public Records On File:	1
Revolving Line Utilization:	45.20%	Months Since Last Record:	35
Inquiries in the Last 6 Months:	5

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Hint - when your employer is not listed and/or is not nationally known it is hard for lenders to feel confident that your employer and your employment will both survive the tough economy. I suggest you provide information about why your company and your job are secure and will survive the tough times.	I am retired that is why I did not list an employer

Member Payment Dependent Notes Series 380134

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380134	$20,000	$20,000	14.11%	1.00%	February 27, 2009	March 6, 2012	March 6, 2013	$15,650

                This series of Notes was issued upon closing and funding of member loan 380134. Member loan 380134 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	OWN	Gross income:	$8,565 / month
Current employer:	Bomac Exterminating Company, Inc	Debt-to-income ratio:	4.34%
Length of employment:	6 years 4 months	Location:	Birmingham, AL
Home town:	Birmingham
Current & past employers:	Bomac Exterminating Company, Inc, Walgreen, Knight-Ridder, US House of Representatives, Morehouse College, United Way, Urban League
Education:	Morehouse College, Miles College, Spelman College, Clark Atlanta University

This borrower member posted the following loan description, which has not been verified:

Buying more rental property at super low prices. My phone is ringing off the hook for rental property and I can't get the houses fast enough. All purchases have over 65% equity at time of purchase. Most have 70% + after cosmetic repairs. Need money to cover 2 of 5 houses currently under contract.

A credit bureau reported the following information about this borrower member on February 20, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	11/1998	Delinquent Amount:	$0.00
Open Credit Lines:	8	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	12	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$92,549.00	Public Records On File:	0
Revolving Line Utilization:	51.60%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	6

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Please contact Lending Club and verify your income and employment.	I received the following response from member support when contacting them concerning income and employment verification, "The Lending Club credit review team will contact you directly to provide income documentation." If you know of a faster way to get the documentation please let me know. Thanks
Could you please detail your monthly expenditures across the board. Also, please break down how much of your $8,565 income is from employment and how much is from rental property income.	$2050/ mo is from employment and $6515 comes from rental property. That number will increase by $735 starting 3/20/09 as I received the deposit and signed lease for another property on 3/4/09. Monthly required debt service is $1137 consisting of 1 mortgage and 3 equity lines. Taxes and insurance are paid to an account in the amount of $1300. Other payments are $100/ mo to home Depot credit cards. My mortgages total $194,000. The 10 properties that I have are values at approximately $804,520. However, I believe that the true market value is closer to about $650,123. I have one personal credit card that has a 0 balance (it was supposed to be a line of credit but the bank sent a credit card instead). I also have a student loan which has a $75/ mo payment. My pest control job covers my personal monthly expenses. If you need more detail about repair and rehab expenses I would be able to better address that tonight. However, I have financed that majority of these expenses from my savings, rental income, and sweat equity. Feel free to ask any other questions.
why your status is still under review?	The income verification went to my junk mail. I was instructed by someone from Lending Club to fax my tax returns and w-2's. Was faxed this morning.

Member Payment Dependent Notes Series 380158

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380158	$5,000	$5,000	13.47%	1.00%	February 26, 2009	March 6, 2012	March 6, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 380158. Member loan 380158 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$5,417 / month
Current employer:	United Health Group	Debt-to-income ratio:	18.92%
Length of employment:	1 year 2 months	Location:	DALLAS, TX
Home town:	Milwaukee
Current & past employers:	United Health Group, Dallas County Health and Human Services
Education:	University of Houston

This borrower member posted the following loan description, which has not been verified:

loan to pay extra wedding expenses

A credit bureau reported the following information about this borrower member on February 20, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	12/1993	Delinquent Amount:	$0.00
Open Credit Lines:	7	Delinquencies (Last 2 yrs):	3
Total Credit Lines:	24	Months Since Last Delinquency:	2
Revolving Credit Balance:	$0.00	Public Records On File:	0
Revolving Line Utilization:	0.00%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	1

Member Payment Dependent Notes Series 380184

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380184	$9,100	$9,100	13.47%	1.00%	February 28, 2009	March 7, 2012	March 7, 2013	$4,050

                This series of Notes was issued upon closing and funding of member loan 380184. Member loan 380184 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$5,167 / month
Current employer:	Bonillas Elementary	Debt-to-income ratio:	7.61%
Length of employment:	12 years	Location:	TUCSON, AZ
Home town:	Houston
Current & past employers:	Bonillas Elementary, St Mary's Seminary in Baltimore, MD
Education:	The University of Texas at Austin

This borrower member posted the following loan description, which has not been verified:

A need to update the house to code.

A credit bureau reported the following information about this borrower member on February 20, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	01/1987	Delinquent Amount:	$0.00
Open Credit Lines:	18	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	54	Months Since Last Delinquency:	24
Revolving Credit Balance:	$22,493.00	Public Records On File:	0
Revolving Line Utilization:	30.90%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	1

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
1. What, exactly, is not up to code? 2. How long have you lived in this house?	We have lived in this house for 13 years. It was built in the early 70's and we have tried to take care of it but too many things have gone bad. The house shifted and the single brick wall on three sides of the house split open to where I can see outside from my bedroom. The wood awning on the east side is completely rotten. The ceramic tiles split apart in the hallway, and a glass window cracked. The plumping in the master bath needs replacing. I had a friend's husband who is a contractor come in and look at everything and said he would help and give us the lowest estimate possible. I hope this answered your question, please feel free to ask more if anything was not clear.
What needs to be brought up to code? Are you doing that in preparation of selling?	My husband would like to sell the house but in this market in Tucson we don't know how long it would take to sell.
Please explain your delinquency that was reported 24 months ago.	I was surprised to see this on my report and it did not tell me which account the delinquency was from. I will tell you as soon as I find out. Thank-you.
Are you a teacher, principal, school secretary, or what? Do you have tenure?	I am the registrar and attendance clerk. I have been in that position for 6 years and was a library assistant for 8 years before that. I have enough years to be able to move up or transfer within the Tucson Unified School district.

Member Payment Dependent Notes Series 380192

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380192	$5,300	$5,300	14.42%	1.00%	February 26, 2009	March 9, 2012	March 9, 2013	$1,000

                This series of Notes was issued upon closing and funding of member loan 380192. Member loan 380192 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$4,167 / month
Current employer:	BDO Seidman LLP	Debt-to-income ratio:	15.24%
Length of employment:	5 years	Location:	Flushing, NY
Home town:	Brooklyn
Current & past employers:	BDO Seidman LLP, YMCA
Education:	University of Hartford

This borrower member posted the following loan description, which has not been verified:

Repayment to University of Hartford for purpose of receiving transcript and re-applying to CUNY.

A credit bureau reported the following information about this borrower member on February 23, 2009:

Credit Score Range:	660-678	Accounts Now Delinquent:	0
Earliest Credit Line:	08/2001	Delinquent Amount:	$0.00
Open Credit Lines:	6	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	10	Months Since Last Delinquency:	53
Revolving Credit Balance:	$2,401.00	Public Records On File:	0
Revolving Line Utilization:	57.20%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question

Answer

Very expensive transcript. What fees/charges did you leave unpaid? For how long? Is that the reason for your credit score being low, even with no delinquencies for over 4 years?

This was actually a loan directly from the university from when I studied there some years back. Low credit score is primarily due to poor credit decisions in my late teens. My transcript will not be released until the debt is paid in full. Fortunately, they havent made the debt public, so it wont be sent to a credit agency. I need to return to school, to be eligible for promotions at work. Monthly payments won't be a problem. Recent credit records prove that.

Member Payment Dependent Notes Series 380233

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380233	$7,000	$7,000	13.16%	1.00%	February 27, 2009	March 11, 2012	March 11, 2013	$4,475

                This series of Notes was issued upon closing and funding of member loan 380233. Member loan 380233 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$7,500 / month
Current employer:	Eyeblaster Inc	Debt-to-income ratio:	5.83%
Length of employment:	3 years 11 months	Location:	Jersey City, NJ
Home town:	New Rochelle
Current & past employers:	Eyeblaster Inc, GraficaGroup, Bloomberg, LLP, Merrill Lynch
Education:	Albright College

This borrower member posted the following loan description, which has not been verified:

I would like to get a loan to consolidate some of my credit cards and my car loan and combine them into one payment.

A credit bureau reported the following information about this borrower member on February 25, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	08/1989	Delinquent Amount:	$0.00
Open Credit Lines:	6	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	18	Months Since Last Delinquency:	76
Revolving Credit Balance:	$8,091.00	Public Records On File:	0
Revolving Line Utilization:	36.40%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Overall, your status looks pretty good and I'd be inclined to help fund your loan if you will contact Lending Club and arrange to have your employment income verified. It's voluntary, but it helps the loan process, I believe.	I sent them my pay stub information yesterday afternoon, so I imagine the income verification will be forthcoming.
Are you presently paying more than monthly minimums? If so, by how much? What is your plan to prevent high CC debt in the future?	Yes, combined on all my cards I am paying $500 a month more than the minimum. All of my expenses are budgeted and I view credit in a much healthier way than I did 5 or 6 years ago. I have worked hard to pay down what I owe and restore my credit ratiing and would never let myself get into that situation again. My goal is to rid myself completely of all credit card debt in 2009 and this loan along with perseverance will help me achieve that goal.
what do you do at Eyeblaster Inc? and how safe is your job?	I lead a team of technical support professionals for an online advertising vendor. I feel very secure at my job. Fortunately, there has been enough work in my queue to provide me with plenty of long working days.

Member Payment Dependent Notes Series 380297

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380297	$7,700	$7,700	9.63%	1.00%	February 28, 2009	March 7, 2012	March 7, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 380297. Member loan 380297 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$6,667 / month
Current employer:	B.B. Chemicals, Inc.	Debt-to-income ratio:	24.50%
Length of employment:	6 months	Location:	Eustace, TX
Home town:	Poteet
Current & past employers:	B.B. Chemicals, Inc., Self-Employed, Tex-Systems & Services
Education:

This borrower member posted the following loan description, which has not been verified:

I have only one credit card, but the interest I am paying on it is outragiously high. I want to pay it off and cancel it. Thanks!

A credit bureau reported the following information about this borrower member on February 21, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	07/1983	Delinquent Amount:	$0.00
Open Credit Lines:	9	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	27	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$13,734.00	Public Records On File:	0
Revolving Line Utilization:	75.50%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	1

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Does the full amount go towards the $13,734 of revolving credit showingin your credit history? What are the interest rate, balance, and monthly payment on your credit card? Thanks	I will pay off the Wells Fargo Credit Card with this loan. After I pay it off, I will cancel the card and be done with it. It has a high interest rate.
What is the current balance, interest rate, and minimum payment on this card?	Balance is $11,682.85 Composite APR is 18.47% Minimum Payment this month is $301.00
Hi, (1) Are you current with your Credit Card payments? (2) Are you paying more than the $301/mo. minimum? (3) Do you have at least a $1000 emergency fund in a savings account so you don't have to rely on credit to cover unexpected expenses? (4) Does your monthly budget include at least $50 in savings so you can replenish your emergency fund if you have to tap it? Thanks!	1) Yes, I am current 2) Yes I pay more than the minimum. 3) Yes, I have at least a $1000.00 emergency fund. 4) Yes.
Will you verify your income?	Yes.
Have you cut up your credit card?	Yes
Have you tried to get Wells to lower your rate? With credit as good as yours, I don't see why they would not do so. Also, what steps are you taking to ensure you get out of debt, aside from taking this loan?	That is a good suggestion. I will call Wells Fargo tomorrow and try that. I don't buy anything on credit and am paying down the debt as fast as I can.
The listing says that you have been at B.B. Chemicals for six months. Where did you work before that?	I was self-employed as a telecom and network technician. I still do that as a second job, and do some farming as well. I have several income sources.

Member Payment Dependent Notes Series 380363

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380363	$10,000	$10,000	12.84%	1.00%	February 26, 2009	March 7, 2012	March 7, 2013	$5,400

                This series of Notes was issued upon closing and funding of member loan 380363. Member loan 380363 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$3,333 / month
Current employer:	Shell Designs	Debt-to-income ratio:	19.44%
Length of employment:	4 years 6 months	Location:	Provincetown, MA
Home town:	Springfield
Current & past employers:	Shell Designs, Dolphin Fleet
Education:	UMass Amherst

This borrower member posted the following loan description, which has not been verified:

$ credits cards totaling $16,000 and a car loan of $4,000.

A credit bureau reported the following information about this borrower member on February 21, 2009:

Credit Score Range:	714-749	Accounts Now Delinquent:	0
Earliest Credit Line:	11/1996	Delinquent Amount:	$0.00
Open Credit Lines:	12	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	23	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$17,944.00	Public Records On File:	0
Revolving Line Utilization:	57.50%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Hint - when your employer is not a nationally known brand it is hard for lenders to feel confident that your employer and your employment will both survive the tough economy. I suggest you provide information about why your company and your job are secure and will survive the tough times.	The business is located in Provincetown and the income basis in tourism. It has been in the same location for over 20 years and has a loyal following. We sell mainly gold and silver jewelry. Last year we had one of our best years despite the economy. Though we sell a lot of gold charms along with silver jewelry, we have many items of costume jewelry that range from 3.95 to 19.95. A large percentage of our sales are repeat customers. Since we have been there for over 20 years, people whocame to the store as children are now bringing their children in to buy a little momento of their vacation. I found many people stayed close to home for their vacations last year and I feel that trend will continue this year. Last season I had many people in the shop who were from Massachusetts who had not been to Cape Cod for years but chose to stay closer to home during their vacation. Provincetown is a unique place. We not only draw from the people who are actually staying or living here but from the whole cape. For most who visit the cape in general, part of their trip is a day spent in Provincetown. We a have a great location, you have to pass by the shop as you exit the parking lot or come off one of the daily ferry arrivals from Boston. We also have a low overhead. Low rent a small staff of 2 fulltime sales people and one part-time person. With all this in mind I believe that we will get through these trying economic times.
is this your store? What is your participation/role in it?	Not my store. The store belongs to friend who is unable to be there most of the time. I do most of the buying and books.

Member Payment Dependent Notes Series 380430

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380430	$4,000	$4,000	13.79%	1.00%	February 26, 2009	March 8, 2012	March 8, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 380430. Member loan 380430 was requested on February 22, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$3,333 / month
Current employer:	Ixtlan Inc.	Debt-to-income ratio:	13.68%
Length of employment:	2 years 4 months	Location:	Los Angeles, CA
Home town:	Long Beach
Current & past employers:	Ixtlan Inc., Steel Company
Education:	University of San Diego, University of Washington at Seattle

This borrower member posted the following loan description, which has not been verified:

Recently received a raise and promotion and just want to bring all my debt into one place under a lower interest rate, as I'm now financially poised to get completely out of debt. Thank you.

A credit bureau reported the following information about this borrower member on February 22, 2009:

Credit Score Range:	679-713	Accounts Now Delinquent:	0
Earliest Credit Line:	09/2002	Delinquent Amount:	$0.00
Open Credit Lines:	5	Delinquencies (Last 2 yrs):	1
Total Credit Lines:	11	Months Since Last Delinquency:	17
Revolving Credit Balance:	$4,764.00	Public Records On File:	0
Revolving Line Utilization:	79.40%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	2

Member Payment Dependent Notes Series 380479

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380479	$7,675	$7,675	16.00%	1.00%	February 26, 2009	March 9, 2012	March 9, 2013	$3,625

                This series of Notes was issued upon closing and funding of member loan 380479. Member loan 380479 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	RENT	Gross income:	$3,000 / month
Current employer:	Hovland Conservatory of Music	Debt-to-income ratio:	16.37%
Length of employment:	1 year 2 months	Location:	Saint Paul, MN
Home town:	Saint Paul
Current & past employers:	Hovland Conservatory of Music, eHovland Information Design, Inc.
Education:	Bob Jones University

This borrower member posted the following loan description, which has not been verified:

I am tired of paying 20-25% interest on debts I accumulated in college and on my honeymoon. I will use this money to immediately consolidate balances on 3 cards to dramatically improve my credit score and cut wasted finance charge expenses. After doing some research, this looks like a financially sensible way to reduce my debt. My job is stable and debt to income ratio is excellent.

A credit bureau reported the following information about this borrower member on February 23, 2009:

Credit Score Range:	660-678	Accounts Now Delinquent:	0
Earliest Credit Line:	02/2005	Delinquent Amount:	$0.00
Open Credit Lines:	7	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	10	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$16,083.00	Public Records On File:	0
Revolving Line Utilization:	71.80%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Please give us a little more information on the cards, i.e., balance, rate, and minimum monthly payment on each. Also, what is your job at the conservatory? I think you've got the right idea and are smart to become debt free while you're young . Being in a higher risk category, what assurances do we have the the loan will be paid back in full should a job loss occur?	Thank you for your question. I originally posted that I would use this for three cards, but after seeing how high my qualifying interest rate was, I realized it only makes sense to pay down the two cards with the highest APRs. Although I did not qualify for a terrific rate, I believe this loan will still help me through savings on interest and by raising my credit score as a result of lower revolving balances. Here are my cards: (balance) (limit) (apr) (min payment) 6050 - 8800 @ 24.99% (150) 1627 - 2000 @ 18.99% (0% for 1 more month), (32) 4800 - 7000 @ 17.99% (119) 1300 - 2250 @ 13.24% (31) 1950 - 2300 @ 7.24% (32) My most expensive card is at 25% apr with a balance of 6,050 with limit of 8,800 - I plan on reducing this to a 5% or so usage by putting 5,750 of the loan towards it. If I do not reach full funding, this is where I will apply the loan money since it is costing me the most right now. Next is a card that is at 0% for one more month, then jumps to 18.99% (variable, I think). The balance is 1627, and I would apply the rest of the loan to this card. I had been hoping to pay down the 17.99% card too, but since I'm going to pay 18.5% on this loan (16% is the lender rate), I'll just keep paying direct to that card. This totals to just under 500 a month in debt repayment, which will be reduced to around 460 by this loan depending on how much funding I get. I am currently living with parents-in-law for free, but will move in the summer to pay a low (<750) rent or possibly mortgage if I improve my credit score enough by then. Plus, I would get the first time homebuyer's $8000 credit if I get a house, which will really help with the debt repayment. (See below how moving will not affect my job). After insurance, food and other necessities, I still have enough money each month for decent savings and discretionary spending. Let me explain my job. I am a software programmer for Hovland Conservatory of Music. The music school uses a fairly sophisticated software system to help manage students, teachers, studios and schedules across the country by a small, family-run administration. I have a long relationship with the school (I was a student there since 1st grade) and previously worked for them before college in the same capacity. The school is growing (enrollment is up 25% this spring) and the need for system software work grows with it. As it stands, it would take me about a year to train a knowledgeable person to replace me, so I believe my job there is fairly secure. I do my work from home, so location doesn't affect my job. However, to further "recession-proof" myself (and because I like learning), I have applied to graduate school at Purdue and Michigan in the Computer Engineering department to further increase my skill set (waiting to hear back still, but I am pretty sure I can get in at Purdue). Furthermore, an undergrad friend and former coworker who is currently at Purdue wants to start a software consulting business with me on the side this summer. We have a few tentative customers through contacts at the school, and would like to see if we can get more business through the competitive rates we would offer. We would just be investing our spare time to test the waters for business opportunities before committing any funds, employees, etc. I hope I covered everything, thanks for your interest.
Thanks! It sounds like you have a great attitude and the skills to pay down your debt. I hope everything works out for you as planned. As your credit improves, and it should when you pay down a couple of cards, it will become easier to get lower and lower rates to pay off your debt.	.
hmmm, how are you paying for your going back to school? it seems to me you'll incur more debt there	I just got an acceptance letter from Purdue on Monday, and I was awarded a research assistantship position (financial aid). Graduate school (at least for engineering) is different from undergrad in that the students are mostly supported by research funding made available through the faculty for whom you are researching. At Purdue, over 60% of the students have financial aid coming from the school itself through a teaching or research assistanceship, or some other fellowship or job. The details on these positions vary, and I won't get my exact details for two more weeks, but usually the cost of tuition is waived or greatly reduced, and a stipend is provided for living and other expenses. So, they basically pay for you to go to school as long as you do research for them. Last, if I did for some reason need to go a little more in debt, it would be through a low interest Federal education loan, not a credit card. I have learned over the past year to put away enough reserve money to cover unexpected expenses and avoid going more into debt.

Member Payment Dependent Notes Series 380513

Series of Member Payment Dependent Notes	Aggregate principal amount of Notes offered	Aggregate principal amount of Notes sold	Stated interest rate	Service Charge	Sale and Original Issue Date	Initial maturity	Final maturity	Amount of corresponding member loan funded by Lending Club
380513	$7,000	$7,000	9.32%	1.00%	February 26, 2009	March 9, 2012	March 9, 2013	$0

                This series of Notes was issued upon closing and funding of member loan 380513. Member loan 380513 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

Home ownership:	MORTGAGE	Gross income:	$12,500 / month
Current employer:	Tullett Prebon USA Inc	Debt-to-income ratio:	7.50%
Length of employment:	15 years	Location:	Tinton Falls, NJ
Home town:	London
Current & past employers:	Tullett Prebon USA Inc
Education:	Queen Elizabeth's

This borrower member posted the following loan description, which has not been verified:

Loan to fence in primary residence.

A credit bureau reported the following information about this borrower member on February 23, 2009:

Credit Score Range:	750-779	Accounts Now Delinquent:	0
Earliest Credit Line:	09/2002	Delinquent Amount:	$0.00
Open Credit Lines:	10	Delinquencies (Last 2 yrs):	0
Total Credit Lines:	12	Months Since Last Delinquency:	n/a
Revolving Credit Balance:	$79,333.00	Public Records On File:	0
Revolving Line Utilization:	4.50%	Months Since Last Record:	n/a
Inquiries in the Last 6 Months:	0

The following answers to questions from lender members were posted by the borrower member:

Question	Answer
Can you explain the 80K revolving credit?	The 78K revolving credit is an interest only 2nd mortgage I used to purchase my first house in 2005. I was recently married (at some expense) and lacked a large enough deposit to purchase without it. The interest rate is prime + 1/2 and payments are currently $300 a month, and have been as high as $380. In 2015 it switches to a 20 year principle and interest loan. Thanks for your interest.
What do you do for Tullett Prebon? What is the nature of your revolving debt? Please send proof of employment and income to LendingClub. Thank you	1) Tullett Prebon is an OTC broker. We connect financial institutions who wish to trade various financial products. We do not hold positions in the market and are not directly impacted by the declining economy. We are a publicly listed company on the London stock exchange (Ticker "TLPR") My position here is extremely secure. 2) See above. 3) I will contact them today. Thanks for your interest.

Member Payment Dependent Notes Series 380527